Kathleen Cooper Sposato
Sposato Realty Group (508) 444-2673


Kathleen Cooper Sposato

In today's competitive market, you need a passionate, local advisor that can help you navigate the home buying and selling process. As a valued client, you'll receive:

• Expertise on neighborhoods and the local markets
• Innovative strategies to market and sell your home
• Additional insights into listings that are not accessible online
• A proven negotiator who will be with you every step of the way
• A trusted and knowledgeable partner through closing and beyond

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As a Real Estate Expert in Central Mass and Northeastern CT,  I have 15+ years experience and having sold 100s of homes... I know this market. But if you are looking to sell your home for top dollar in the shortest amount of time "knowing the market" isn't enough. I have a passion for technology (so much so that I am a Social Media Trainer) and leverage Social Media to the fullest in order to give your home MAXIMUM EXPOSURE online and off. I know what changes you need to make in order to maximize your profit and make your home stand out from the others on the market.  If you are buying a home I can use my experience to help you locate your ideal home and save you thousands of dollars by helping you not overpay. I also have an extensive network of Real Estate Agents, Investors, Contractors and Real Estate Professionals that I rely on for properties that are not yet on the market. I am always the first one to know what is coming on the market soon! Add to this my network of 3000+ Social Media followers and whether you are buying or selling, it pays to have someone in your corner with my experience, technology skills and network. I can't wait to help you with your Real Estate needs! 


Link to full blog post article

Debt-to-income Ratios

Debt-to-income Ratios The debt-to-income ratio is the way mortgage lenders decide how much money you can afford to borrow. It is the percentage of your monthly gross income used to pay your monthly debts (not monthly living expenses). Two calculations are involved, a front ratio and a back ratio, written in ratio form, i.e., 33/38. The first number indicates the percentage of your monthly gross income used to pay housing costs, such as principal, interest, taxes, insurance, mortgage insurance and homeowners’ association dues. The second number indicates your monthly consumer debt, such as car payments, credit card debt, installment loans, etc. So a debt-to-income ratio of 33/38 means tha…
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